Dental Insurance Coverage up to $3,000 in paid benefits per person per year, with 100% coverage for preventive services, 80% coverage for basic services, and 50% coverage for major services1.
Coverage is good at any dentist in or out of the DenteMax PPO network. Because every DenteMax PPO dentist is contracted to a set fee schedule, you’re likely to be charged less (and pay less out of pocket) at an in-network provider than an out-of-network provider2.
Maximum Allowable Charge Plan (MAC)
This product is a MAC plan which is a type of PPO plan where you receive greater benefits and less out of pocket expense by going to an in-network provider. Services completed by an out-of-network provider will most likely incur charges beyond what the contracted provider would charge for the same procedure.
Insurance coverage underwritten by First Continental Life & Accident Insurance Company
Anyone can have an accident at any time, so adding an insurance plan to the mix can be worthwhile for many individuals.
While many situations are covered such as eye injuries, fractures, and the aforementioned items, accident insurance doesn’t cover some areas.
Areas such as suicide, self-inflicted injuries, or injuries that happen while under the influence of drugs, alcohol, or considered reckless may not be covered. At the same time, if you have an accident prior to purchasing an insurance plan, they will not be covered.
No matter your age, accident insurance plans are always a solid option to add and complement an existing health plan.